Ahoy there, Nicola! Welcome to planDisney. I'm glad you thought to sail our way with your question.
I have good news! During the online check-in process, each
adult guest will be able to designate their
preferred method of payment. They'll be able to input their credit or debit card information (or indicate that they would like to settle their account with cash) in the onboard payment section. Online check-in can begin 30 days before your sailing if you are a first-time guest of Disney Cruise Line.
Once you are on board, when a member of your travel party wants to make a purchase, they will use their own Key to the World Card. Each guest's Key to The World Card is linked to their onboard account and you will not be charged for their purchases.
My personal favorite way to spend money onboard is by dining at
Palo. This adult-exclusive restaurant offers exquisite dishes, impeccable service, and lovely ocean views. I highly recommend a reservation for brunch. The lasagna is incredible!
I'm wishing you a lovely sailing. Please visit us at planDisney again if you have further questions. We'd be delighted to help!
Adrianna