Hi, Teresa!
Annual Passes are fantastic. Not only do they cover Park admission and act as Hoppers, but they include parking for the day (which is now $14 per vehicle!).
The
regular Annual Pass offers a 10% discount on select merchandise and on dining at selected eateries. Most of the table-service restaurants and buffets will offer a 10% discount to Passholders; a comprehensive list can be found on
Disney's official Passholder Program site. I've learned that counter service and "street carts" generally do not offer the perk, although I ask every time!
While Walt Disney World offers a variety of Resort discounts to Passholders, these are announced ahead of time and are usually date-specific (starting on a given date and ending on a given date). Those discounts are announced on the Walt Disney World site, so your best bet is to keep checking. Additionally, when you call to make your reservation, you should ask the Cast Member if there are any available Passholder special rates available; they are great about helping you find the best deal.
If I can be of further assistance, feel free to send me your questions!
See you later, celebrator!
-Deborah B.