Hi, when you link your credit card to the magic band does it charge each individual transaction to the credit card as and when you pay for something or will it add everything to a bill that gets paid as one transaction at the end of your trip?”

Hi Donna! Welcome to planDisney! Thanks for stopping by with your question!

One of the best parts of staying at a Disney Resorts Collection hotel is being able to use your MagicBands at more places than just the parks. In addition to using them for park entry and Lightning Lane entrances, you can also open your resort room door and pay for purchases at many shopping and dining locations. This takes away from having to carry a wallet, room key, and park tickets with you. When traveling with little ones, MagicBands help take some of the stress out of the day!

As you mentioned, you can link your credit card to your MagicBand if staying at a Disney Resorts Hotel. This will allow you to tap your MagicBand for purchases at select dining and shopping locations all around the Walt Disney World Resort. For every purchase you make, the charge will be tallied to your account and be charged as a lump sum at the end of your stay. You'll be provided a list of each transaction that will be sent to the email listed on your account.  

One thing to keep in mind is that your Disney Resorts Hotel will put a $100 hold on your credit card for any incidental expenses upon check-in. These expenses will include any purchases made using your MagicBand. Once your purchases exceed the original $100 hold, an additional $100 hold will appear on your credit card account. If your stay is longer than five days, the lump sum up to that point will be charged to your card, and a new tally will begin. This will continue to happen for the duration of your stay. Then, once you have reached the end of your trip, the holds will be removed from your card and the lump sum purchase will be added. 

With the versatility of a MagicBand, they are the perfect accessory to use during your stay. They come in many different colors and designs, so choosing the right one for you can really showcase your personality. We let our two daughters pick out their bands for our most recent trip and they had the best time doing so. Also, make sure to take advantage of the additional perks of using a MagicBand. Being able to tap into your resort room is one of the major benefits of using them. It's nice to be able to travel to the parks lighter without lugging more items around in your pockets. 

Donna, I hope you find this information helpful on your next visit! 

Happy planning!
Greg