Hi Theresa,
Welcome to the Disney Parks Moms Panel! Your
Walt Disney World Resort vacation is just around the corner! What a wonderful way to close out the year and begin a new one. I'm excited for you!
Unfortunately, at this time you cannot link a credit card to a
Magic Band if you are not staying at a Walt Disney World Resort Hotel. If you prefer not to bring a credit card to the parks you can purchase a
Disney Gift Card to use for shopping and dining. I find I stick to my budget better when I use a Disney Gift Card rather than my Magic Band to shop. If you prefer to use a digital payment method, most locations also accept Apple Pay.
Theresa, thank you for visiting us with your question. I hope you'll let us know if we can help you with any other planning questions!
Wishing you a magical vacation,
Amy H.