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  • On Jun 19, 2014
    Holly from ON Asked Note: This answer was provided prior to the change to planDisney and may still contain references to Disney Parks Moms Panel.

    Experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    What kind of credit limit do I need to have on my credit card in order to link it with my Magic Band?

    Hi Holly!

    You don't need a specific credit limit for your credit card to be linked to your MagicBand.  Charges are accumulated and charged off once you reach a specific limit.  This varies with each hotel category.  For Value Resorts, it is $500.00, Moderate Resorts are $1,000.00, and Deluxe Resorts are $1,500.00.  Keep in mind, this is just when they charge out, and then start your balance again.  So, your card needs to have a 'daily limit' high enough to charge off your account, depending on which resort level you stay at.  With most credit cards, it's not an issue.

    Have a magical vacation!
    Amanda
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Meet the Panelist: Amanda, Texas

I am a former Kindergarten teacher turned stay-at-home Mom to my 2 boys and daughter.  I've been married to my High School sweetheart since 2000, and we consider ourselves experienced Walt Disney World travelers with little ones. Learn More About Amanda

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