A family enjoys Tiana's Bayou Adventure at Magic Kingdom.
  • On Jan 20, 2026
    Steve from GA Asked Please note that experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    I keep hearing about vacation packages that are like prepaid. There is deposit made then monthly payment based on package time frame

    Hello Steve! Hope your day is magical, and welcome to planDIsney! Nothing thrills us more than helping Guests plan their upcoming trips to The Most Magical Place on Earth. 

    When planning a vacation, budget is always a top priority for me. One thing I love about booking a Walt Disney World Resort vacation package is the flexibility it offers. It's so convenient to reserve your stay with just a small deposit. While there's no official payment plan, I like to make payments throughout the year after booking, as soon as dates become available. It's like creating my own personalized payment schedule!

    It's so convenient to make payments online. Simply log into your My Disney Experience account, hover over “My Disney Experience,” and select “My Plans.” Scroll down to your reservation details. If you're able to make a payment online, you'll see an option labeled “Make a Payment.” Click the link to submit your payment, and you'll also be able to view your payment history here. I always recommend checking the due date so you know when your final payment is due in full, which is typically 30 days before your arrival. While online, please be sure to check out the special offers available to ensure you're getting the best deal for your stay. Check back often as promotions change.

    If you have booked a room-only reservation, your final balance won't be due until check-in. This type of reservation doesn't include tickets. Please be aware that you can still pay online for this type of reservation.

    If the online payment option isn't working for you, I recommend calling Disney directly. A Cast Member will be happy to assist you with making a payment toward your vacation.

    Steve, I hope this information helps and that you're able to get everything squared away for your Walt Disney World Resort vacation. Please come back and see us soon if you have any more questions!

    Your personal planning companion,
    Michelle
thumbnail image for Michelle

Meet the Panelist: Michelle, Florida

Hey there! I'm Michelle, a foodie, proud military spouse, and mom of two princes. We call the beautiful state of Florida home. We have lived in many places, but always found ourselves eager to get back to the magic of Walt Disney World Resort. Now that we are in the same state, we go as much as possible and are now Annual Passholders. My family likes to call it recharging our pixie battery. I am eager to help you create magical memories of your own, making your Disney World experience special and memorable. Learn More About Michelle

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