• On Nov 14, 2019
    Melissa from NV Asked Note: This answer was provided prior to the change to planDisney and may still contain references to Disney Parks Moms Panel.

    Experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    I keep hearing about holds being put on a card and some are very high and being taken from the account. I don't plan on using the room charges but I am concerned with money being taken out as we're on a tight budget. help calm my nerves

    Hi Melissa! Welcome back to the Disney Parks Moms Panel!

    Do you realize how close you are to your Walt Disney World Resort vacation now?! Of course you do! If you are anything like me, you have probably been counting down the days. You will absolutely love staying at a Disney Resort hotel during the holiday season. The decorations are swoon-worthy and the festive events in the theme parks will make your December extra merry and bright!

    As a family that travels without using credit cards, I completely understand your concern! My husband and I use a debit card for incidentals, but it is only there for our peace of mind in case of an emergency and we don't actually use our MagicBands/hotel account for charges. Instead, we use Disney gift cards and cash to stay on budget during our vacations. Before we started adding our debit card to our hotel accounts, we actually requested that we not have a card on file, and it was perfectly fine! Under the Payment Card Policy on the Walt Disney World website, it says, "if you choose to place a payment card on your resort folio account for expenses and incidental charges," and that makes me think that requesting to not have a card on file is still fine!

    If you are required to have a card on file, however, the max amount that will be charged as an authorization hold is currently $100.00 (you will want to verify this amount at the Front Desk when you arrive) and as long as you don't make any charges to your account, you should not have anymore money held. You can read all the details about the authorization hold at the link I included above.

    I hope this helps and that you have the BEST vacation, Melissa! Please let us know if you have any other questions.

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Meet the Panelist: Tabitha, Tennessee

Hello all! I'm a happily married, proud mom to two young children, and I love to plan trips to Walt Disney World Resort. One of my favorite things about taking a Disney Parks vacation is that there is always something new and wonderful to discover, no matter if this is your first trip or if you visit multiple times per year. I'm excited to help you plan your next adventure!
Learn More About Tabitha

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