Mickey and Donald On beach at Castaway Cay; ship in background; family flying with characters
  • On Jul 27, 2025
    Lynn from NB Asked Please note that experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    We are interested in planning a Disney Cruise for March 2026. Is it possible to do monthly installment payments?

    Ahoy, Lynn! I am thrilled you sailed by planDisney as you are thinking about a Disney Cruise Line vacation. Let's dive in!

    Most cruise fares have two official payment dates: a deposit and a final payment. When you reserve your cruise, you have up to 3 days to pay the deposit of 10% to secure your reservation. Then, your final payment is due closer to your cruise:  currently, 90 days before sailing for cruises that are 1 to 5 nights and 120 days for cruises that are 6 nights or longer. 

    Disney Cruise Line doesn't have a standard payment plan, but it offers a flexible payment option. You can make payments in any amount leading up to your final payment date. I like to divide what I owe into equal monthly payments and chip away at it each month. But I love the flexibility, so months that have extra expenses (like when my semi-annual home insurance is due or the holidays), I can adjust what I pay toward the cruise. It's a worry-free philosophy!

    To make payments online, go to "Already Booked" on the home page and click "Make a Payment." You can also do this on the Disney Cruise Line Navigator app. You can do this at your own pace up until the final fare balance is due. Hakuna Matata!

    Lynn, especially if this is your first Disney Cruise Line vacation, you may have a lot of questions as you navigate planning. planDisney is here for you! Rotational dining... booking windows for Port Adventures and onboard activities... Senses Spa... what to pack... we're all aboard to help you experience smooth sailing!

    Discover Uncharted Adventures!
    Jana
thumbnail image for Jana

Meet the Panelist: Jana, Georgia

Hi, everyone! I’m Jana, a Disney-loving wife and mom from Atlanta. My boys (my husband and sons) are the greatest joys in my life. We have so many magical memories from our vacations at Walt Disney World Resort and aboard Disney Cruise Line. I welcome the chance to share my knowledge and advice in helping you plan your visit to the Most Magical Place on Earth. Learn More About Jana

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