Three Generations Aboard Ship
  • On Jul 1, 2016
    Gable from KY Asked Note: This answer was provided prior to the change to planDisney and may still contain references to Disney Parks Moms Panel.

    Experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    is the insurance worth it on on 7 Disney Cruise

    Ahoy Gable –
    Welcome back to the Disney Parks Moms Panel. Your question on travel insurance is a great one, and I am pleased to help with reviewing your options.  Whether or not to purchase travel insurance for your cruise is a choice that will be different for every family. By far, most families purchasing travel insurance will not need to use it, and it is a great protection that hopefully you will not need. I find that having travel insurance to cover my flight and luggage against delays and damage is most convenient, and the 2 times I have ever used my insurance has been for this purpose. The other time I used it was to replace a stroller that “walked away from us” at Walt Disney World. The plan that is offered by the Walt Disney Company is an excellent comprehensive plan that includes medical coverage (which reimburses visits to the Health Center or a hospital if needed), flight/luggage delays, theft, and missing the trip due to illness. A cruise is an investment, and it would be a shame to lose your entire trip due to a last minute illness. I have purchased the Vacation Protection Plan offered by Disney Cruise Line, and also have used my travel agent and online websites like Of the three, the rates are very similar, but sometimes I can do better online. One of the best things about the plans offered by Disney is that they have excellent coverage and offer a cancel for any reason benefit. And yes, I purchase travel insurance for every cruise. Gable, I hope this helps with your planning, but please drop in for another visit if you need further assistance.

thumbnail image for Brandy

Meet the Panelist: Brandy, Texas

Are you feeling stressed and need to unwind?  If you are looking for a way to reconnect with your family and relax, then I have a prescription to get you back on track! I am a family practice doctor, a wife, and a mother of two and I have found that Disney Cruise Line gives me the way to do all of those things. I love to experience the joy of every Disney vacation, and sharing the Disney fun with my friends makes the experience complete.


Learn More About Brandy

Didn't find what you were looking for? Click the Ask a Question button to open the Ask a Question dialogue box. If you are not logged in a dialogue box will appear to signin in order to ask a question.

To submit your question, please sign in now if you have not already done so.

Ask a QuestionOpens the Ask a Question dialog box.

Update Browser

For a better experience browsing this website, please download an updated version of Internet Explorer.

Or you can continue browsing without updating.