Hi Brandy, welcome back to the Disney Parks Moms Panel!
I love that you asked about linking a credit card to your
MagicBands because that is probably my favorite feature of this super awesome wearable technology. Leaving your room to spend time at the pool or in the parks without needing a wallet or purse is really freeing.
Credit cards are linked to MagicBands at check-in. The credit card that you currently have on file to reserve your Walt Disney World Resort vacation will be confirmed at check-in, and one of the last questions before you're set loose to start making memories is if you'd like to link a credit card to any of your MagicBands. And good news, you can choose to link however many bands you'd like! (Which is really great in case you don't want anyone else in your party to have charging privileges.) You'll also be asked to set a private four-digit pin number that you'll enter with every purchase for verification purposes, so rest assured that should you lose your band the finder won't be able to charge an unlimited number of Mickey Bars to your bill.
If you choose to check-in electronically before your arrival, or you change your mind and want another
MagicBand in your party linked for purchasing, you can stop by your resorts front desk at any point of your stay to link a credit card.
Thank you so much for reaching out to us with your question, Brandy, and please don't hesitate to come back with any other questions you have!
~Kristen