Hello Claudia,
Welcome to the Disney Parks Moms Panel and thanks for sending your question to us today! I am an
Annual Passholder myself and absolutely LOVE it! What could be better than being able to visit Walt Disney World almost any time you want?
As a lucky Florida Resident, you have the option of making monthly payments on the purchase of an Annual Pass. If you go to this
Walt Disney World Passholder Program page, you can type in your zip code to see exactly how much each Annual Pass option will cost in total, the down payment amount and the monthly payment amount. You will make the down payment at the time of your purchase. The first of the remaining 12 monthly payments will also be automatically billed to the credit card you provide on that same day of your purchase or within a few days. In other words, on the day of your purchase, you should be prepared to make both the down payment and first month's payment. The remaining 11 payments will then be automatically charged to your card each month thereafter.
I hope that helps answer your question, Claudia, and wishing you a full year of magical memories! Please write back if we can help in any other way.
Have a Disney day!
Beth