Mom and daughter AA on Dumbo; Magic Kingdom
  • On Jul 3, 2025
    Monica from FL Asked Please note that experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    im an annual pass holder and i need to add my 3 year old now. Do i need to do a down payment? or i can just do a monthly

    Hi Monica,

    Welcome to planDisney! As a fellow Annual Passholder, I’m thrilled to see you making even more memories in the parks with your little one in tow! There’s something truly special about watching a child light up at the sight of Cinderella Castle, and as a Passholder, you get the joy of seeing those moments again and again. While I’m an out-of-state Passholder myself (and totally envious of my Sunshine State friends who can pop over for a DOLE Whip on a random Tuesday), I love the flexibility and perks that come with being part of the Annual Passholder family.

    As for getting your 3-year-old their own Annual Pass, I did a little digging into the details for you. Florida residents do have the option to pay for a pass through a monthly payment program, which is available exclusively to residents with valid Florida IDs. However, to take advantage of the monthly payment option, the purchaser must be at least 18 years old. So, while your little one can absolutely have their own Annual Pass, the adult who purchases it would need to handle that part, and yes, a down payment is typically required upfront before the monthly installments begin. The amount and schedule can vary a bit depending on the pass type and current offerings, but you’ll want to plan for a one-time payment at the time of purchase.

    Now that you’re in the Passholder club with your little Mouseketeer, if you ever want to swap favorite snack stops, debate the best EPCOT festival booth, or need help picking a Disney Resorts Collection hotel for those spontaneous weekend visits, I’m your guy. Feel free to drop me another question anytime!

    See you real soon,
    Brent
thumbnail image for Brent

Meet the Panelist: Brent, Maryland

Welcome to planDisney! I'm Brent, a husband, father, coach, and dog dad from Annapolis, MD, with a mind on a permanent Disney vacation! I specialize in crafting unforgettable trips to the Walt Disney World Resort but when it's my turn to vacation, you can catch me indulging in the food options of EPCOT's World Showcase, ascending Disney Mountains, and lounging poolside at Stormalong Bay with a delicious treat from Beaches & Cream Soda Shop! Learn More About Brent

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