Hiya, Vincent!
As a fellow Disney Vacation Club Member, I'm happy to welcome you to planDisney. One of the coolest things about Disney Vacation Club Membership is having the
flexibility to use your Vacation Points however works best for your family. Not going to use all your Points this year? Go ahead and bank them to your next Use Year. You're a few Points short for that 2-Bedroom Villa? No problem –– simply borrow them from the upcoming year. You can even transfer your Points to another DVC Member and pool your Points to travel as a group. But all that flexibility also comes with a lot of rules and regulations, and it can be confusing to keep everything straight. Let me share some details about Holding Points and how they can be used to help make things a little clearer for you.
When you cancel or modify a Disney Vacation Club reservation
between 30 days and 1 day before check-in, those Vacation Points are placed into a Holding Account (we usually refer to them as "In-Holding"). Once those Points are placed into a Holding Account, they will expire at the end of your current Use Year and they can no longer be banked or borrowed. The other quirk with Holding Account Vacation Points is they can only be used to book new Disney Vacation Club reservations 60 days or less from the date of check-in. In some ways, a Holding Account is like a penalty account –– while you won't lose Vacation Points by canceling or modifying after the 31-day deadline, making changes to your reservation after that date attaches restrictions to those Points.
One of the most common reasons for Vacation Points being placed in a Holding Account happens when a
waitlist request is fulfilled less than 31 days before check-in and the new reservation uses fewer Vacation Points than the original. In that case, those surplus Points are placed into your Holding Account (in fact, I have 15 Points In Holding right now for just that reason). If you'd like to keep this from happening, make sure to select the 31-day option when making a waitlist request, instead of the 7-day option. If you've already made a waitlist request and you'd prefer it to expire at 31 days to avoid the Holding penalty, you have the option to modify it through the
Member Dashboard on the Disney Vacation Club website or by giving
Member Services a call at (800) 800-9800.
I hope this helped to clear things up and I really appreciate you bringing your question to planDisney, Vincent. If you think of new questions as you plan your next Disney Vacation Club vacation, I hope you'll visit us again –– we're always happy to help!
Have a Magical Day,
Amy