Palm-lined street with Art Deco buildings facing Mickey and Minnie's Runaway Railway at Disney’s Hollywood Studios
  • On Sep 16, 2026
    Heather from ND Asked Please note that experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    Helllo! Other times that I have made Disney reservations, I’ve gotten to make payments with any credit card on file. Is that still the case? I don’t have a Disney rewards card.

    Hi there, Heather! Welcome to planDisney - we are so happy you're here! With your Walt Disney World vacation just around the riverbend, it's important to have all of your payment details settled. You've got a friend in me, and I'll be happy to help you get all of your (Daisy) ducks in a row. 

    First and foremost, you can rest assured that you can use any valid credit card for a vacation package that includes lodging and theme park tickets, or a hotel-only reservation. While I'm a huge fan of my Disney Rewards Visa Card (soooo many great perks!), it is definitely not necessary to have one to visit Disney destinations.

    The balance for a hotel reservation is due at the time of check-in, so you have some time if you need to update your payment method before then. In the My Disney Experience app, start by clicking the three horizontal lines (the "hamburger" menu) in the lower right corner. Scroll down to the "Account" section, then click on "MyDisney Wallet". Next, select "Payment Method". You'll be able to see any saved credit cards and gift cards, and add or delete cards. 

    Heather, since you'll be staying at a Disney Resort Hotel (an excellent choice!), you can charge purchases to your room during your stay with a MagicBand, Key to the World Card, or MagicMobile pass. This can be set up during check-in, whether you do that in person or online. I personally love the convenience of using my phone for MagicMobile - with older kids, it works really well for everyone to use their own device, and we don't have to worry about losing a band or a card key. 

    I hope you have a wonderful time welcoming fall at The Most Magical Place on Earth! There's nothing quite like it. Be sure to spend some quality time sampling the many tasty treats and entertainment options that can be found at the EPCOT International Food & Wine Festival, and take in the Halloween sights around the "World". 

    Thanks so much for stopping by planDisney! Please come back anytime if we can help with any other questions about your October trip or another Disney adventure. 

    See Ya Real Soon!
    Susan



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Meet the Panelist: Susan, Michigan

Hi there! I'm Susan, a mom and pixie-dusted pediatric nurse from Michigan. Our family has been making Disney memories for four generations, and I'm so excited to help you plan your own magical adventures as part of the planDisney panel. Welcome home! Learn More About Susan

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