Cruise ship docked at a long pier offshore, with colorful seaside cabanas and palm trees along the beach.
  • On Mar 16, 2026
    Allison from AZ Asked Please note that experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    Final Cruise bill

    Hello, Allison! Thanks for cruising to planDisney with your question. Welcome!

    One of the things that I love about planning a Disney Cruise is that so much of the cost of the vacation is included with the cruise fare. Your stateroom, dining, onboard activities, live entertainment, and fun for the kids... It's all included!  There are some extra experiences you may wish to purchase while onboard, and if you do so, they will be added to your onboard account. 

    During the online check-in process, you will be asked to designate a payment method for your onboard account. On the final day of your sailing, your onboard account will be settled with your chosen payment method. If you'd like to use a Disney Gift Card to pay for a portion of your onboard account, you can do so by stopping by the Guest Services Desk to apply it to your account. 

    The amount of your final cruise bill will vary depending on any purchases you make onboard. If you book Port Adventures, visit the Senses Spa & Salon, reserve premium dining, do some souvenir shopping, or purchase specialty coffees or drinks onboard, the charges will be added to your account. Additionally, if you did not pre-pay gratuities for your dining crew and stateroom host, you will see the suggested gratuities added to your onboard account. 

    You can keep track of the purchases you've made onboard within the Disney Cruise Line Navigator app once your cruise is underway. One thing to note, each adult in your party can pay with a different payment method. I went on a cruise with some friends, and while we shared a stateroom, we each had our own onboard accounts.

    If you have additional questions, Allison, I hope you'll return to planDisney to ask. My pals and I are here and happy to help you!

    Have a magical day, 

    Adrianna
thumbnail image for Adrianna

Meet the Panelist: Adrianna, California

Welcome, fellow voyagers! Like my favorite bibliophile princess, I want adventure in the great wide somewhere! I’m a wife, a mom of two, and my favorite way to find adventure is on board the Disney Cruise Line. I’d love to help you and your sailing crew plan for your own adventures, filled with magic and memories that last a lifetime. Learn More About Adrianna

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