Mom And Son On Run
  • On Oct 9, 2011
    Bethann from WI Asked Note: This answer was provided prior to the change to planDisney and may still contain references to Disney Parks Moms Panel.

    Experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    My family and I are planning a trip to WDW in December and one our family members needs to be able to return home in case of a snow storm, because of his job. Is there any way Disney has a travel insurance that can help with this?

    Hi there, Bethann!

    While you are enjoying the wonderful Florida weather, it will definitely be a weight off your shoulders to know that if there is a snowy situation at home, you'll be covered.

    The Walt Disney Travel Company does offer an insurance package, which must be added on before your party embarks on vacation. For more information, call 407.828.8101.

    Coverage is effective once a deposit has been applied and ends on the earlier of:
    • the scheduled trip completion date
    • the actual trip completion date
    • the insured's arrival at the return destination on a round trip
    • cancellation of the trip covered by the policy
    • up to 180 consecutive days
    Guests are covered from the time they leave their house to begin their vacation, to the moment they return to their house at the conclusion of their vacation.

    Insurance must always be purchased by all adults age 18 and over in the room. When insurance for the adults is added, children (aged 17 and under) are automatically covered at no additional charge.

    Even if the Guest has insurance, WDTC will still impose and collect change and cancellation penalties. The Guest must file a claim with the insurance company to reimburse the penalties.

    Judgment on whether the cancellation or change reason is valid for reimbursement lies with the insurance company. WDTC cannot guarantee that any penalties or losses will be reimbursed.

    If the reservation dates are modified, the insurance must be repurchased or the new travel dates will not be covered.

    More information is available through the official Disney Web site.

    Have a wonderful time!

    See you later, celebrator!
    -Deborah B.
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Meet the Panelist: Deborah, Florida

As a Florida native, my life has always included Walt Disney World. Now I share that magic with my husband and my sons, ages seven and eight. In between trips to the World, I teach for the Department of English at the University of South Florida. Learn More About Deborah

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