Hi Terri (from Terry)!
If you book online, Disney generally asks for your final payment at least 45 days before your trip. During the initial reservation, you must deposit $200. After that, as long as you are paying outside of 45 days, you can contribute whatever payments necessary in between. But 45 days is generally the cut off for final payments. What I'll do is take my total and divide it for however months outside of 45 days I have. I'll make up my own payment plan and try to stick to the monthly contributions.
Have a good, safe trip coming down from Chicago!
Visit Walt Disney World Resort to explore the magic.
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