Family at Polynesian Villas and Bungalows; dad; brother, sister; daughter; balcony view
  • On Aug 23, 2023
    Nick from Surrey Asked Please note that experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    Hi there. My family and I are new to DVC and we’re looking at banking points. Can we bank points from 2024 and borrow points from 2026 to visit WDW in 2025? I believe our year starts in September. Many thanks in advance!

    Hey There, Hi There, Ho there, Nick!

    Welcome Home and welcome to the Disney Vacation Club neighborhood!  Nick, as a Disney Vacation Club Member for over 20 years, our family has loved being able to enjoy affordable dream vacations year after year. It certainly has fulfilled the wish our hearts made, and I am sure it will for you too!  

    Nick, banking and borrowing Vacation Points is one of the great features of Disney Vacation Club Membership, as it can afford you many magical memories on trips of a lifetime.  I called Member Services to confirm, and here's what they shared.  You certainly can bank your 2024 Vacation Points and borrow ahead your 2026 Vacation Points to take a dream trip in 2025.  But, you do want to note a few things.

    Member Services noted that if your Use Year is September, then beginning September 1, 2023, you will enter your 2023 Use Year.  Your 2024 Use Uear begins September 1, 2024.  To bank those Vacation Points, it must be done BY April 30, 2025, for a September 2024 Use Year.  Once you bank your Vacation Points or borrow ahead, those transactions are final.  

    When you are ready to move forward with banking and borrowing your Vacation Points to plan your vacation for 2025, give Member Services a call who can walk you through the process. They will also be sure and let you know any guidelines or cancellation policies for which you need to be aware.

    I hope this helps you, Nick!  If you have further Disney Vacation Club questions, stop back and see me here and I'll be so happy to help you.

    Magically Yours,
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Meet the Panelist: Keri, Massachusetts

Hi there, I'm Keri from Massachusetts, a wife and mom to preteen twins and a teen. Since my first magical visit to Walt Disney World at age three, I've loved all things Disney. My husband found his passion for pixie dust on our honeymoon and his first visit to a Disney park. Soon after, we joined Disney Vacation Club, which has afforded us unforgettable family vacations for the last 20 years. Disney Vacation Club has helped us create our most magical vacation memories. I can't wait to help you plan yours. Learn More About Keri

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