Hi Megan! I used to be on the fence about
PhotoPass, too. Now when I take a vacation, I make sure to budget that expense in. I never regret it. It is so nice to have special pictures with your entire family. Plus, the photographers always have ideas for cute poses and most of all, they are the only ones that can take the Magic Shots. It is so much fun to get home and view all the professional pictures - always my most precious souvenir!
Once home, you also have the ability to add borders to your pictures. You can also make black and white pictures which I just love. You also have the option to buy additional products, such as photo mugs, photo books, etc. As far as printing the pictures, I do not print mine through Disney. Instead, I purchase the CD and wait for my local CVS to have a sale on prints and then print them off.
Since you are on the fence, I would say go for it if you can - I have a feeling you will not be disappointed. Just be sure to stop and take the time for a picture when you see a photographer. And always ask if there are any Magic Shots available at that location.
Have fun! Diane