Hiya, Kelly!
It's so nice to see you back at planDisney –– thanks for stopping by with another question. While there are so many great things about being a
Disney Vacation Club Member, there's no question that my favorite part of Membership is having the opportunity to experience the magic of Disney vacations each and every year. Let me share a few details about how Disney Vacation Club Vacation Points work to help you make the most of your Membership.
When you became a Disney Vacation Club Member, you purchased a real estate interest that is represented by an
annual allotment of Vacation Points. This means that you will receive that number of Points to use at the beginning of each
Use Year for the life of your contract. For instance, if you purchased 250 Points and you have an October Use Year, your new Vacation Points will be available to use each year beginning on October 1st. And once those Points become active, you can use them to book reservations until they expire at the end of your Use Year on September 30th (just remember that those dates are only an example, your specific dates will depend on your individual Use Year). This means that you'll be able to enjoy your Disney Vacation Club Vacation Points this year and for many years to come!
In addition to booking reservations for your current Use Year, DVC Members also have the option to bank and borrow their Vacation Points for use in a different year. Currently, you can
borrow up to 50 percent of your allotted Vacation Points from your upcoming Use Year, should you need a few extra Points to book that perfect reservation. Each year, you'll also have the option to
bank up to 100 percent of your current Use Year Points to use during the next Use Year. This is a great way to save up your Points for a special room, like an overwater Bungalow at Disney's Polynesian Villas and Bungalows, or to keep any unused Points from expiring. And once those Points have been banked, you'll be able to use them until they expire at the end of the following Use Year. Just keep in mind that
Vacation Points can only be banked in months 1-8 of your current Use Year. If we use that October Use Year as an example, this means you would be able to bank your Points each year between October 1st and May 31st. After that banking deadline has passed, you'll no longer be able to bank any unused Points you have in your account for that year.
Again, thanks for visiting planDisney, Kelly. I hope this helped to explain your Vacation Points allotment, but if you need more information or think of new Disney planning questions, please don't hesitate to drop in again –– we're always happy to help!
Have a Magical Day,
Amy