Kids at Riveria
  • On Jul 3, 2022
    Bonnie from RI Asked Please note that experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    Are DVC members allowed to borrow 1 year ahead at 100% or is it still at 50%

    Hey there, hi there, Bonnie! Welcome to planDisney and Welcome Home! I'm so glad that you've stopped by with your Disney Vacation Club question. I love chatting with a fellow Member!

    Being a Disney Vacation Club Member brings such joy to my life. Knowing that my family's next magical adventure is always right around the corner is priceless, and planning Disney vacations with my DVC Membership is my favorite pastime. No matter how many times I add Vacation Points to my Membership, my love for planning and booking magical DVC vacations always leaves me needing more Points! I'm always in a perpetual state of borrowing Points, so, I'm more than happy to answer your question about borrowing today. 

    At this time, the temporary borrowing restriction, which states that Members can only borrow up to 50 percent of their next Use Year's Vacation Points, is still in effect. However, I spoke with a super helpful Cast Member with DVC Member Services who assured me that the DVC inventory is constantly being re-evaluated and the policy is constantly being reassessed, with returning to the standard policy of being able to borrow up to 100 percent of Points as the ultimate goal. 

    I recommend keeping an eye on the DVC website and Disney Parks Blog to watch for the news of the return to the original policy as soon as it drops. I'll be wishing upon every evening star that we can borrow more Points soon!

    I hope this was helpful, Bonnie! I'm wishing you a lifetime of magical memories using your magical Membership. Please stop by any time with any vacation planning or DVC questions you may have along the way. You've got a friend in me!

    See ya real soon,

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Meet the Panelist: Mandy, Louisiana

I'm Mandy - Louisiana girl, wife, Mommy and lover of all things Disney. Walt Disney World Resort is my family's happy place, and our vacations are equal parts rope-drop thrilling and poolside chilling. For us, the best things in life aren't things at all, and we believe in investing in experiences and making magical memories together. Our Disney Vacation Club Membership has been our investment into a lifetime of unforgettable family fun. It's our key to the magic, and I can't wait to help you unlock yours! Learn More About Mandy

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