Hi, Laura!
LOVE my Disney's Premier Visa Card!
Disney Visa Cardholders are entitled to a 10% discount at select dining locations throughout Walt Disney World. For more specific information, go to disneyrewards.com, then look at the "Features" tab on that page. Scroll down to item #9 at the bottom for a list of the restaurants at which you can enjoy this perk as well as certain restrictions.
Regarding that great, complimentary character photo, you'll head over to Epcot's Future World. Head to
Innoventions West and look for the red velvet rope and Cast Member set up near a curtained doorway near "Where's the Fire?" You'll have to show your Disney Visa Card to be allowed to get in.
Keep in mind that times and location are subject to change, and you'll need to pick up your 5 x 7 at the Camera Center, located to the left, just under Spaceship Earth's gorgeous geodesic dome. I usually head over later in the day, but well before IllumiNations is set to begin. That way, the line at the counter isn't terribly long and our photo can be printed in a jiffy.
Have a wonderful trip, Laura! Send more questions as you think of them, too. We love to help!