Lookout Cay
  • On May 19, 2025
    Taylor-ashley from RI Asked Please note that experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    If I use my Disney visa credit card to pay my Disney Cruise balance, will I get 0% financing for 6 months?

    Ahoy there, Taylor-Ashley, and welcome back to planDisney! As a fellow (charter) Disney Visa Card carrier who also loves taking advantage of all the rewards that come with being a cardmember, I love that I get to be the one to help you with this question.

    If you use your Chase Disney Visa or Disney Premier Visa Credit Card to book your Disney Cruise, you qualify for 0% financing for six months from the purchase date. Not only that, I learned that the special vacation financing offer is available to use on multiple trips! This applies even if you book a Walt Disney World Resort stay at the front or back end of your cruise. Just make sure the entire package is booked at the same time to qualify.

    As a savvy shopper, you’re likely already aware that there are other perks to being a Disney Visa member when cruising. In addition to discounts on digital photo packages, select spa treatments, and even merchandise, you’ll also find special savings on a few experiences at both of Disney’s Island destinations, Castaway Cay and Lookout Cay at Lighthouse Point.

    One more thing: don’t forget to transfer your Disney Rewards Dollars onto a Disney Rewards Redemption Card before your trip. You can use it to make purchases onboard at certain shops like Mickey’s Mainsail, or simply visit the Guest Services Desk to have them apply the credits to your onboard account.

    The easiest way to make sure your card benefits are applied is to make your Disney Visa Card your default method of payment when checking in online. If it somehow slips your mind, you can make that change at Guest Services, too.

    A great big beautiful tomorrow awaits you at sea. If you think of any other ways we can help once you book your trip, I hope you’ll sail back to us here at planDisney!

    Sea ya real soon!
    Sami
thumbnail image for Sami

Meet the Panelist: Sami, Tennessee

Hey Howdy Hey! I'm Sami - an author, TV Host, & new empty-nester living in Nashville with two teenagers in college. We enjoy sports, live music, and making magical memories aboard Disney Cruise Line & in Disney Parks worldwide. I raised my kids just around the riverbend from the Walt Disney World Resort and celebrated every milestone with their Disney friends. With so many incredible itineraries and delicious dishes on board, I love helping my extended ohana discover a whole new world at sea! Learn More About Sami

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