Hello there Kris! I am also a fellow Disney Rewards Visa Cardmember, and have been for several years. I not only love having a piece of my Disney fandom with me at all times, but love taking advantage of all of the great benefits!
The
Disney Visa Card offers so many benefits for us Disney Parks fans! I understand your question about whether the
6 month 0% promotional APR is a better deal than the self-paced payments that a
Disneyland Resort Vacation Package offers, and the great news is that they both offer flexibility. I did want to mention that the 6 month 0% promotional APR offer extends past Disneyland Resort vacation packages, whether that's Disney Cruise Line, Adventures by Disney Travel, or AULANI, A Disney Resort & Spa in Ko Olina, Hawai‘i. There could be additional options for vacations for you to explore as a Disney Visa Cardmember!
It also could be beneficial for budgeting purposes. If you're able to pay for your vacation within those first 6 months and take advantage of the offer, you'll then be able to continue to save for your upcoming vacation knowing your vacation package is paid for! I also recommend keeping an eye on the special
offers and discounts page, since there have been some great promotions on Disneyland Resort Hotel stays in the past.
There are also so many wonderful benefits that we take advantage of during every Disneyland Resort trip. There are several exclusive
Disney Visa Cardmember Photo Opportunities if your family loves to meet Disney characters. Our favorites include the photo opportunity in Disney California Adventure Park in Hollywood Land, and the Star Wars Photo Opportunity in Tomorrowland in Disneyland Park. There has never been a long wait for any of the photo experiences, just make sure you have your Disney Visa Card with you along with a photo ID!
We also love the
special discounts for dining and shopping throughout select locations at the theme parks and Downtown Disney District since we love to snack and shop during our trips! Earning
Disney rewards dollars on everyday purchases such as groceries is also such a bonus, and we usually save those for a special dining experience during our vacation.
I hope this information is helpful for any upcoming Disney destination planning, Kris! Don't hesitate to
come back to planDisney if we can help with any other questions.
Have a magical day!
Melissa