Girl; AA; Mickey Mouse Plush; Disney Springs; World of Disney; in costume as Minnie Mouse
  • On Nov 12, 2025
    Danielle from MD Asked Please note that experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    I have a Disney Visa attached to my account but to take advantage of the discounts at restaurants on property and for shopping do I need to bring my physical card to swipe or tap at the locations or will it be automatically have the adjustments made?

    Hi Danielle, and welcome to planDisney. It is great to see a fellow Marylander here. Anytime I can help someone from home plan a visit to the Most Magical Place on Earth, I am on it faster than a bushel of crabs disappearing at a summer cookout.

    The Disney Visa Credit Card is a solid tool to have in your Disney planning arsenal. Between the dining and merchandise savings, special photo opportunities, and the ability to earn Disney Rewards Dollars, it is something I lean on for my own vacations. I have already started setting aside my Rewards Dollars for my upcoming land and sea trip, where I will be taking in Mickey’s Very Merry Christmas Party before hopping aboard a Very Merrytime sailing on the Disney Fantasy. Those rewards always seem to hit the spot when you are grabbing a snack or picking up that one souvenir you absolutely must have.

    To answer your question directly, even though your Disney Visa is linked to your My Disney Experience app, that alone will not apply any Disney Visa discounts. To receive the dining or merchandise savings, you need to let the Cast Member know you want to use the Disney Visa discount and then pay with your physical Disney Visa Credit Card or your Disney Rewards Redemption Card at the register. The discount will not apply automatically through the app, mobile checkout, or room charges.

    If you would like help shaping your park days, picking the best dining reservations at your sixty-day mark, or mapping out a strategy for Lightning Lane selections, feel free to swing back by planDisney. I would be glad to help you keep things running smoother than traffic on the Bay Bridge in the off-season.

    TTFN,
    Brent
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Meet the Panelist: Brent, Maryland

Welcome to planDisney! I'm Brent, a husband, father, coach, and dog dad from Annapolis, MD, with a mind on a permanent Disney vacation! I specialize in crafting unforgettable trips to the Walt Disney World Resort but when it's my turn to vacation, you can catch me indulging in the food options of EPCOT's World Showcase, ascending Disney Mountains, and lounging poolside at Stormalong Bay with a delicious treat from Beaches & Cream Soda Shop! Learn More About Brent

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