on board dining; couple; live music
  • On Jun 1, 2025
    Holly from CO Asked Please note that experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    Can you use Disney gift cards to pay off your balance on a cruise for everything including excursions?

    Ahoy, Holly!

    Welcome aboard planDisney! It sounds like you're well into the “Be Prepared” phase of your cruise planning—and Scar would definitely be impressed with how you're lining up the budget for smooth sailing! I love that you're already thinking ahead to Port Adventures, onboard splurges, and all those can't-leave-without-it souvenirs (looking at you, Captain Minnie plush).

    The great news? Yes—you can absolutely use Disney Gift Cards to pay off your cruise balance, including all your onboard purchases and Port Adventures! Whether you're snorkeling in turquoise waters, getting pampered in Senses Spa, or sipping on a frosty treat from Frozone Treats, gift cards can help foot the bill.

    Just a heads up: gift cards can be combined but max out at $1,000, so if you’re building a gift card treasure chest, you may need to use multiple cards. I personally love stalking those gift card deals at warehouse stores and retailers—those savings can turn into extra souvenirs or a few extra “Drinks of the Day” (because hydration is important, right?).

    Now, for an extra splash of magic: you can preload your Disney Gift Cards as onboard credit before your cruise! Just log into the Disney Cruise Line Navigator app or visit the Onboard Gifts page online. Enter your cruise details and apply your gift card as an onboard credit for your stateroom. Not only does this help you avoid the Guest Services line on embarkation day (trust me—you want to be first in line for soft serve), but it also gives you that “Hakuna Matata” peace of mind as you sail.

    I hope this helps as you get ready to make unforgettable memories at sea! Please paddle back over if you have any more questions—it's always a treat to help a fellow cruiser chart their course for magic.

    Sea ya real soon with a June full of sun, sea, and shipshape adventures,
    Dustin
thumbnail image for Dustin

Meet the Panelist: Dustin, Florida

Ahoy, me hearties! I’m Dustin—a husband, father of two, and active-duty service member living in sunny Florida. My crew and I “just keep swimming” toward our next Disney Cruise Line adventure! From “a whole new world” of ports to “hakuna matata” vibes on deck, we live for the magic at sea. Ready to see what’s “beyond the reef”? Allow me to be your guide as we sail toward your perfect Disney Cruise adventure! Learn More About Dustin

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