Spa relaxation room with heated loungers and soft lighting on the Disney Wonder cruise ship.
  • On May 4, 2026
    Catherine from DC Asked Please note that experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    On a Disney Cruise, is it possible to pay for the bill at special dining (Remy, Palo, etc.) or spa with a credit card at the time of service instead of charging it to the state room folio?

    Hi, Catherine!

    It sounds like you have some fun plans for your cruise. I am a huge fan of Palo, whether brunch or dinner. On longer cruises, when I can't decide I book both brunch AND dinner at Palo since they are both so good! I also enjoy a day at the Senses Spa & Salon. Make sure to stop by the Senses Spa & Salon on embarkation day for a tour and stay for the spa raffle where you might win a prize or even a complimentary spa service! 

    When using these services, or charge at other locations such as bars or lounges or specialty coffees, your charges will be added to your stateroom folio. Simply present your Key to the World card when charging and your folio will reflect your purchase. If you want to change the credit card on file, pay with a Disney Gift Card, or pay with cash, stop by Guest Services to settle up your account.

    During your cruise, you can monitor your stateroom folio balance on the Disney Cruise Line Navigator App. I like to take a peek each day just to make sure all my charges are correct and that I am staying within my vacation budget! 

    Enjoy your very special Disney Cruise Line vacation and I look forward to seeing you onboard real soon. 

    Cathy
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Meet the Panelist: Cathy, Ohio

Hi, I'm Cathy from Cleveland. I love to travel, especially in the winter to escape the cold of Ohio! My husband and 2 kids share my enthusiasm for travel, so we enjoy our adventures together whether it is sailing with Disney Cruise Line, running (or cheering!) at runDisney events, taking hula lessons at Aulani, or vacationing at the Walt Disney World which is our home away from home. I am proud to be a part of the planDisney team and cannot wait to share my tips and advice for a magical vacation
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