Hi, Pamela! Thank you so much for stopping by with your question.
I have worked at financial institutions that sell Visa Gift Cards for many years; they are so popular this time of year!
In my experience, there are multiple reasons why your Visa Gift Card may be getting declined as you are trying to make payments on your
Walt Disney World Resort Vacation Package. Here are some of the most common I have seen. First, be sure your gift card is activated. It can sometimes take a few hours from when your card is purchased to become active. Additionally, when making payments on your package, the amount must be at least $20. If the balance available on any of the cards is less than that, the transaction will not go through. Also, check to see which zip code or address is tied to the gift cards, if any. If the gift cards were purchased at a financial institution, the cards might have been linked to an address and/or zip code to help fight fraudulent use of your Visa Gift Card. To get to the root of the issue, you may need to call the customer service number on the back of your Visa Gift Card. The representative can look up the denial reasons for your attempts and let you know exactly what is happening.
An alternative way to access the funds on your Visa Gift Card is to withdraw the funds at an ATM if a PIN has been set up. If you haven't set up a PIN, you can also access the funds at your local financial institution by making a cash advance for the balance on the card. You can then purchase a
Disney Gift Card with the funds at various local retailers, online, or at your local Disney Store, and apply those balances to your Walt Disney World Resort Vacation Package through your
My Disney Experience Account.
Have a magical day, Pamela!
-Rachel