Hello Janet and thanks for asking me such an important question about your upcoming magical May holiday to Walt Disney World Resort.
It sounds to me like you've already made some great choices by including the
Disney Dining Plan to your Walt Disney World Resort booking! It has to be said that my family just loves to eat well on our Disney holidays, therefore we almost always utilise one of the great value for money
Disney Dining Plans.
Simply put, a credit card is only used to secure an Advanced Dining Reservation and
will not be charged if a Guest takes up their dining reservation; to help further you may find this
Dining Reservations - Frequently Asked Questions link to be useful.
Your own darling little Princess is sure to love dining with the Big Cheese himself at
Chef Mickey's; it's an eternal favourite with all Mouseketeer's everywhere!
If you have any further enquires about your much anticipated May holiday to Walt Disney World Resort please feel free to pop back to ask me another question here at the Disney Parks Moms Panel.
Have a great Disney day.
~ Jane