Guardians of the Galaxy at Night; EPCOT
  • On Mar 2, 2025
    Ashley from NC Asked Please note that experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    When checking in at the resort is it ok to use a debit card instead of a credit card? Can a debit card be used for the $100 incident fee or are you required to have a credit card on file?

    Hey there, Ashley! Thanks for stopping by planDisney to assist you with your upcoming Disney vacation!

    A debit or credit card can be kept on file when you check in to your Walt Disney World Resort hotel. If you have a room-only reservation and have completed online check-in, the card linked to your My Disney Experience profile will automatically be charged for your final payment on your arrival day. You'll receive your room number via text and/or email and then you can head straight to your room without stopping by the front lobby. 

    If you prefer not to complete online check-in before your arrival, you can visit the front desk and speak with a Cast Member to finalize your payment. This allows you to use a different form of payment, such as a debit card, Disney Gift Cards, or even cash. You can then use your debit card to keep on file. 

    Our family loves using Disney Gift Cards to help manage our vacation budget! When staying at a Walt Disney World Resort hotel, we take advantage of the convenience of using our MagicBands for purchases throughout the parks and resorts. At the end of each day, we stop by the front desk and use our Disney Gift Cards to pay off the balance before it is charged to our card on file.
    This method helps us stay on track with our spending while still enjoying all the magic Disney has to offer!

    Plus, by consolidating our Disney Gift Cards on the Disney Gift Card website before our trip, we make it even easier to manage our vacation funds.

    Have the most magical time, Ashley! Please stop by and see us again soon if you have more planning questions!

    Toodles,
    Korliss
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Meet the Panelist: Korliss, Alabama

My love for all things Disney began at the age of three, thanks to my parents. Today, that passion is shared with my own Prince, Princess, husband, and extended family, all of whom adore the magic of Walt Disney World just as much as I do. I’m thrilled to share that passion with you and help make your next Disney vacation truly unforgettable! Learn More About Korliss

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