Mom And Daughter; Animal Kingdom
  • On Aug 14, 2015
    Nathan from PA Asked Note: This answer was provided prior to the change to planDisney and may still contain references to Disney Parks Moms Panel.

    Experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    When I am checking in, if I link my credit/debit card to my MagicBand so that I can just scan that to make purchases around WDW property, when does Disney charge that credit/debit card? Right away, after a few days, or after I check out?

    Hello, Nathan!

    When using your MagicBand to make purchases using a previously linked credit or debit card, your card will be charged after you check out from your Walt Disney World Resort hotel. If you would like to check your total charges before you check out, you may request a transaction history at your hotel's front desk. There is a limit to how much you can charge to your MagicBand. Recently that amount has been set to $1,500 for Guests staying at Value and Moderate level resort hotels and $2,500 for Guests staying at Deluxe level resort hotels. Keep in mind that these limits may change in the future, so be sure to check with the front desk at your hotel.

    Working at a financial institution, I do have a bit of advice if you plan on linking a debit card. Contact your financial institution prior to your arrival and inquire if your debit card has a daily spending limit and what the limit is. For example, if your financial institution only allows $1,000 in debit card purchases per day and you charge more during your stay, even though you are making the purchases over the course of several days, your entire total will be put through on one day and may cause problems. If your financial institution has such limits it may be best to link a credit card instead of your debit card, or you may ask the front desk at your resort to put through the charges a few times during your stay instead of waiting until you check out.

    Wishing you and your family a magical vacation, Nathan!


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Meet the Panelist: Rachel, Wisconsin

Hi, I’m Rachel! I am a “boy mom” to two rowdy little men at home and married to my high school sweetheart. I am fortunate enough that my prince charming loves all things Disney just as much as I do! For me, planning a trip to Walt Disney World can be just as magical as being there. It brings our family together as we dream, plan, and count down the days. I would be honored to help plan your visit and share in your family’s very own magic! Learn More About Rachel

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