• On Mar 16, 2019
    Kelly from TN Asked Note: This answer was provided prior to the change to planDisney and may still contain references to Disney Parks Moms Panel.

    Experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    Should I buy travel insurance?

    Hi Kelly!

    Welcome to the Disney Parks Moms Panel.

    My simple answer to this question is Yes! I travel to Walt Disney World 2-3 times each year from the United Kingdom and I would not consider booking any trip without adding travel insurance. While we wish for everything to be perfect and magical, sometimes things might go awry and we may need some financial cover or compensation to assist with that. I am not even necessarily talking about major disasters - if baggage is misplaced on your outward journey (assuming you are flying) you will probably need to buy some emergency clothes and personal items to get you through the first day or so (or maybe the whole trip!) - some insurance plans would cover the cost of this. Also, even something as mildly irritating as your airline separating you from your luggage, and it arrives several hours after you do, there could be compensation for that. Then if we look at the bigger expenses such as cancellation of your trip, as upsetting as that would be, you do not want to lose the cost of the trip, even if at that time you are losing the trip itself. I just factor the cost of the travel insurance into the total cost of my holiday, along with all the lovely things such as the Disney Resort hotel, wonderful food, extra events in the theme parks such as Disney Early Morning Magic - Toy Story Land or a seasonal treat like Mickey's Not So Scary Halloween Party, or a Fireworks Dessert Party. I cannot think of a better investment than safeguarding my magical trip.

    Please come back and visit us if you have any further questions. We will be happy to help you plan your vacation to Walt Disney World.

    ~ Sue
thumbnail image for Susan

Meet the Panelist: Susan, United Kingdom

Hi, I'm Sue from England, and am very proud to be a member of planDisney since 2012.  Walt Disney World is my happy place, and I look forward to answering your questions when you are planning your magical vacation at Walt Disney World Resort. Learn More About Susan

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