Family at Polynesian Villas and Bungalows
  • On Jul 17, 2022
    Kevin from NH Asked Please note that experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    If I borrow points from the following use year how does this impact my membership length? I realize that I may have a 49 year contract not 50 but wanted to make sure future borrowing is not a cumulative loss and it stays at a 49 year contract. Thank you

    Hey there, hi there, Kevin! You're as welcome as can be here at planDisney and Welcome Home, neighbor! I'm so glad that you've stopped by with your Disney Vacation Club question. I love being able to chat with a fellow Member!

    Don't you LOVE planning and booking Disney Vacation Club vacations.?! I know I do! I always have at least two trips booked at a time, and I always seem to want to plan more! Even though I have added Vacation Points to my Membership twice, there just never seem to be enough Points, and I always find myself in a perpetual state of borrowing Points. I can definitely appreciate your question and am happy to answer it today!

    My fellow borrower, rejoice! I think you will be happy to hear that borrowing Vacation Points to complete the adventures of your dreams today will not affect your contract or Membership length tomorrow. Your Membership states that your Ownership Interests at your Home Resort expire on a specific date, and that will remain your contract's expiration date no matter how many times you borrow Points. You are entitled to an annual allotment of Vacation Points on the first day of your Use Year until that date, whether you use them that year or the year before. So, happy borrowing and booking, my friend!

    Kevin, did you hear that the temporary borrowing restriction has been lifted and returned to the original policy?! Now, Members can borrow up to 100 percent of the following Use Year's Vacation Points. I've already booked another trip on borrowed Points! Woohoo!

    I hope this was helpful, Kevin! I'm wishing you a lifetime of magical memories! Stop by any time with any vacation planning or DVC questions you may have along the way. You've got a friend in me!

    I hope to see ya real soon,

    Mandy
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Meet the Panelist: Mandy, Louisiana

I'm Mandy - Louisiana girl, wife, Mommy and lover of all things Disney. Walt Disney World Resort is my family's happy place, and our vacations are equal parts rope-drop thrilling and poolside chilling. For us, the best things in life aren't things at all, and we believe in investing in experiences and making magical memories together. Our Disney Vacation Club Membership has been our investment into a lifetime of unforgettable family fun. It's our key to the magic, and I can't wait to help you unlock yours! Learn More About Mandy

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