Hey there, hi there, Kevin! You're as welcome as can be here at planDisney and Welcome Home, neighbor! I'm so glad that you've stopped by with your Disney Vacation Club question. I love being able to chat with a fellow Member!
Don't you LOVE planning and booking
Disney Vacation Club vacations.?! I know I do! I always have at least two trips booked at a time, and I always seem to want to plan more! Even though I have added Vacation Points to my Membership twice, there just never seem to be enough Points, and I always find myself in a perpetual state of borrowing Points. I can definitely appreciate your question and am happy to answer it today!
My fellow borrower, rejoice! I think you will be happy to hear that
borrowing Vacation Points to complete the adventures of your dreams today will not affect your contract or Membership length tomorrow. Your Membership states that your Ownership Interests at your Home Resort expire on a specific date, and that will remain your contract's expiration date no matter how many times you borrow Points. You are entitled to an annual allotment of Vacation Points on the first day of your Use Year until that date, whether you use them that year or the year before. So, happy borrowing and booking, my friend!
Kevin, did you hear that the temporary borrowing restriction has been lifted and returned to the original policy?! Now, Members can borrow up to 100 percent of the following Use Year's Vacation Points. I've already booked another trip on borrowed Points! Woohoo!
I hope this was helpful, Kevin! I'm wishing you a lifetime of magical memories! Stop by any time with any vacation planning or DVC questions you may have along the way. You've got a friend in me!
I hope to see ya real soon,
Mandy