• On Apr 9, 2021
    Chloe from County durham Asked Please note that experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    When booking a cruise can you pay with two separate cards? Such as a debt card and credit card

    Ahoy Chloe!

    I’m chuffed that you came to planDisney with your question! With those Disney Magic at Sea itineraries on the horizon, I can SEA why you want to be ready to make a reservation as soon as you can. I’ll bet that makes it feel even more special to know that these unique summer sailings will be exclusively for U.K. residents only. 

    Guess what? You CAN use multiple cards to pay for your Disney cruise! In fact, I have done that very same thing in spreading the payments between two cards for our Mediterranean reservation, mostly because I have a per day cap on what I can spend on those cards. Getting creative with payments is firsthand to Captain Mickey, and his crew of Cast Members can certainly help you out with this! Disney Cruise Line accepts these methods of payment: Visa, MasterCard, American Express, Discover Card, Diners Club International, Japanese Credit Bureau, or the Disney Visa Card.

    Just a heads up: you will be asked to place a card on file when you handle your Online Check-In because it will make life easier to charge incidentals during your sailing. Then all you have to do during your adventure at sea is charge to your Key to the World card. This identification card also functions as a charge card on which all your onboard charges can be placed. At the end of your cruise, your account will be settled with that payment method OR balances can also be paid with cash, credit card, American Express Travelers Cheques in U.S. denominations, and Disney Dollars at the Guest Services Desk (Deck 3, Midship). 

    Advance booking dates for Disney Magic at Sea reservations are listed on the Disney Cruise Line website. If you are a Castaway Club Member (meaning you have sailed with Captain Mickey before), a Disney Vacation Club Member, an Adventures by Disney Insider or a Golden Oak Club Member, then you can make your booking in advance of when reservations open to the general public on April 19th.  

    Wishing you lots of luck as you seek that MAGICal reservation. And be sure to send us more of your Disney cruise planning questions. We’re always happy to spend time chatting about Disney Cruise Line! 

    Happy Sailing!

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Meet the Panelist: Sherry, South Carolina

Ahoy there! I'm Sherry, a wife and mom to two, lawyer, and blogger from South Carolina. Family time is precious, so making the most of it is a top priority. That's why planning cruises to exciting destinations, trying new port adventures, and experiencing fabulous entertainment and dining is my jam! I'm thrilled to be your personal navigator as you chart your course on your next Disney Cruise Line vacation.  Learn More About Sherry

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