Hello there, Andrea. Welcome to planDisney!
While you always want to check the Terms & Conditions of the credit card and the
specific offer, you typically need to book the vacation with the card to qualify for special financing through a
Disney Rewards Visa Card. If you did not initially book the vacation with the card, you do not qualify for the special financing. However, you will still
earn Disney Rewards Dollars (according to the terms of your credit card) if you use it to pay off a portion or all of the remaining balance. There are
other perks like merchandise, experience, and dining discounts that you will still qualify for as long as you use that card to pay for those qualifying experiences.
Besides
redeeming my Disney Rewards Dollars, one of my other favorite perks is the photo opportunities that are available at the resort just for Disney Rewards Visa Cardmembers. In
EPCOT,
there is an experience with some classic characters in the afternoons. And if you're a
Star Wars fan, you'll love
the photo opportunity at Disney's Hollywood Studios! You'll also want to keep an eye out for
special offers leading up to your 2025 trip. For example,
Disney Visa Cardmembers can currently receive a free dining plan when booking qualifying vacations on select dates in 2024. Stay tuned to see if a similar opportunity will be offered in 2025!
Andrea, if you have any other questions,
please don't hesitate to reach out again!
You're never too old to be young,
Matt