Haunted Mansion Parlor on Disney Treasure
  • On May 27, 2026
    Julie from GA Asked Please note that experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    I am about to book a Disney Cruise Line cruise on the Destiny with a travel agent. I wanted to find out how I get the 6 month 0% promotional rate when I use my Disney Visa to pay for the cruise.

    Ahoy, Julie!

    Welcome aboard planDisney! How exciting that you're getting ready to book a sailing aboard the Disney Destiny! My crew and I actually sailed on the Destiny last week, and I can tell you firsthand that Disney really leaned into the heroes and villains theme throughout the ship. There were so many unique touches and experiences that we kept finding new details right up until debarkation morning.

    As a fellow Disney Visa Cardmember, I can tell you that the 0% promotional financing offer is one of my favorite cardholder perks. The good news is that it is typically applied automatically when an eligible Disney vacation charge is processed using your Disney Visa card. 

    I know the word "typically" may not be quite the certainty you were hoping for, so let me explain. The key is that the charge needs to be processed directly through Disney Cruise Line (or another eligible Disney vacation package). In my experience, most travel agents simply submit your payment directly to Disney on your behalf, which is exactly what you want and should allow the promotional financing offer to apply automatically. 

    Since every travel agency can handle payments a little differently, my recommendation is to reach out to your travel agent and ask how payments are processed. If the payment is being charged directly through Disney Cruise Line, you should be all set. I'd be willing to wager a Drink of the Day that this is how your agency handles it, but it never hurts to confirm before making that deposit.

    Once the payment is processed, you should see the promotional financing reflected through your Disney Visa account monthly statement. If you have any questions after the charge posts, the card issuer would be the best resource for confirming that the promotion was applied correctly.

    I hope this helps as you prepare to book your Destiny adventure! Between the Disney Visa perks and a ship packed with heroes, villains, and incredible storytelling, you've got a lot to look forward to before you ever step onboard.

    Sea ya real soon as the days grow longer and the countdowns grow shorter,
    Dustin
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Meet the Panelist: Dustin, Ohio

Ahoy! I’m Dustin, a husband, father of two, and active-duty service member living in Ohio. My crew and I just keep swimming toward our next Disney Cruise Line adventure! From a whole new world of ports to hakuna matata vibes on deck, we live for the magic at sea. Ready to see what’s beyond the reef? Allow me to be your guide as we sail toward your perfect Disney cruise adventure!
Learn More About Dustin

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