Couple enjoying drinks at the Bayou on the Wish
  • On Mar 20, 2025
    Lisa from WV Asked Please note that experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    Can I use the 0% APR with the Disney Premier Visa Card on Disney Cruise more than once?

    Ahoy there, Lisa, and thanks for sailing by planDisney with such a fantastic question!

    As a proud Charter Cardmember of the Chase Disney Visa Card, I once wondered the same thing. Just to be sure, I called the phone number on the back of my card, and they confirmed that you can take advantage of the Special Vacation Financing as many times as you like. That means when you book with your Disney Visa or Disney Premier Visa Card, you will receive 0% financing on your Disney Cruise Line vacation package for six months from your date of purchase.

    I also learned that this financing promotion not only applies to your Disney Cruise Line voyage, but if you also add a Walt Disney World Resort hotel stay at the beginning or end of your cruise vacation when booking, that qualifies as well. AND, you can even include wedding ceremonies or honeymoon packages as part of that same Disney Cruise Line booking to take advantage of the 0% rate! The key is to make sure it’s all booked within the same vacation package when you call to place your reservation.

    But the savings don’t stop there! You’ll enjoy other Disney Cruise Line perks as a Disney Visa Cardmember. You can also save on select digital photo packages, merchandise, and even onboard spa treatments. If your cruise itinerary stops at Castaway Cay or Lighthouse Point, you could save 10% off certain packages and experiences when booking with your Disney Visa.

    To ensure I maximize my cardmember benefits, I enter my Disney Visa Credit Card when I check in online so it’s used as payment for all my onboard purchases. Even if you forget to do that, you can add it on embarkation day at the terminal or by visiting the Guest Services desk once onboard.

    This reminds me, it might be time to check out the new card designs and switch mine up again. (I currently have the Avengers, but I might choose Tiana or Retro Walt Disney World.) In the meantime, if you think of any other questions before your trip, I hope you’ll visit us at planDisney again!

    Embrace the magic,
    Sami
thumbnail image for Sami

Meet the Panelist: Sami, Tennessee

Hey Howdy Hey! I'm Sami - an author, TV Host, & new empty-nester living in Nashville with two teenagers in college. We enjoy sports, live music, and making magical memories aboard Disney Cruise Line & in Disney Parks worldwide. I raised my kids just around the riverbend from the Walt Disney World Resort and celebrated every milestone with their Disney friends. With so many incredible itineraries and delicious dishes on board, I love helping my extended ohana discover a whole new world at sea! Learn More About Sami

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