Hi Lauren!
It’s wonderful to hear you're part of the Disney
Annual Passholder family – there’s so much magic in being able to visit the parks throughout the year!
I reached out to the Walt Disney World Resort, and they mentioned that when you renew your pass, the first payment for the new pass will be taken at the moment of renewal, even if your current pass is still active. Since this is considered a new payment plan agreement, it operates separately from the one for your original pass. You can renew your pass anytime between 60 days before and 30 days after your current pass expires.
With that being said, I highly recommend you
reach out directly to the Annual Passholder line to clarify the details specific to your pass, such as the exact payment amount and when those charges will be made. They’ll be able to provide you with the most accurate information for your situation.
Enjoy the magic in every visit, and happy planning!
~Heather