Hi Susan! Thanks for visiting the Disney Parks Moms Panel. The Annual Pass cost for both Florida Residents and Disney Vacation Club Members is $529.00 plus tax and the Premium Pass is $649.00 plus tax compared to the regular price of $654.00 plus tax and $779.00 plus tax for the Premium Annual Pass.
The big difference is only
Florida residents can take advantage of the Annual Pass monthly payment program, which allows you to spread the cost of your Pass over a whole year. If you can live with blackout restrictions there is a Seasonal Pass exclusive for Florida residents for $329 plus tax which allows same-day access to all 4 Walt Disney World Theme Parks during certain times of the year, plus discounts on resorts, dining, merchandise, recreation and tours.
All adults who will use Florida resident tickets will need to show proof of Florida residency at park entrance.
I hope that helps answer your question. Wishing you a magical and memorable Disney vacation!
~Juliette