Ahoy there, Cora!
Welcome aboard planDisney! It sounds like you’re thinking about adding a little extra pixie dust to your wallet with a Disney Visa Card, so let’s chart a clear course and make sure all the pieces fit together like a perfectly timed fireworks show at sea.
The great news is yes—you absolutely can apply for a new credit card after you’ve already booked your cruise and use it to pay down your remaining balance. The
Pay at Your Own Pace option lets you make multiple payments toward your reservation anytime up until your final payment date. Even better, each payment can be made using a different form of payment, so you’re not locked into the card you used for your initial deposit. Once your new card is approved, you can simply log into your reservation or
call Disney Cruise Line and apply a payment using that card. If you are using a travel agent, you will want to contact them to make a payment.
One of my favorite reasons to use a
Disney Visa Card for cruises is the promotional 0% interest offer on select Disney vacation packages. My crew and I have used this option more than once to spread out payments while keeping our cruise plans sailing full speed ahead. On top of that,
the card can offer discounts on select onboard photo packages, merchandise, and even Castaway Cay or Lookout Cay experiences (subject to change). Those little savings can really add up—kind of like collecting doubloons one payment at a time.
I hope this helps as you decide what works best for your crew and your budget. A Disney cruise already feels like a dream, and having flexible payment options can make the planning just as smooth as the sailing itself. Wishing you calm seas, happy planning, and a balance that disappears faster than Captain Hook at a ticking clock.
Sea ya real soon with holiday cheer, calm seas, and magical winter memories,
Dustin