Welcome to planDisney Tonya! Thanks for stopping by with your question. It's always a great idea to plan ahead when it comes to payment options, especially when there’s so much to taste, see, and shop around the World Showcase at
EPCOT!
While Walt Disney World accepts a wide range of payment methods, including major credit and debit cards, Disney Gift Cards, Apple Pay, and MagicBands linked to a credit card, Affirm cards typically don’t work the same way as traditional credit cards in person at Disney owned locations. Affirm is generally used for financing purchases made online, often at the point of checkout with partnered retailers.
I recommend checking to see if your Affirm card is connected to a virtual Visa or Mastercard. If so, you might be able to add it to a digital wallet (such as Apple Pay or Google Pay) and use it anywhere those are accepted. You could also use the Affirm card to purchase
Disney Gift Cards online ahead of your trip, which can be used virtually everywhere at EPCOT, from dining to merchandise.
Tonya, I hope this helps you get everything set up for your magical adventure at Walt Disney World Resort! Thank you for visiting planDisney, and have a pixie dusted day!
Kay