Hi Rebecca! Welcome to planDisney!
Your vacation at the Walt Disney World Resort is SO close now! Yay! I'm happy to hear that you are planning to use a
MagicBand during your upcoming visit. They are my favorite Disney fashion accessory! They make getting around the Most Magical Place on Earth a breeze and are super cute. What's not to love?!
Guests who are staying at a
Disney Resorts Collection hotel can make purchases with their MagicBands because they are connected to a hotel account that has a credit card on file. If you are staying at a Disney Resort hotel, you will be able to use this feature during your vacation. Although you need a credit card linked to your hotel account to make purchases, you can use your
Disney Gift Card to pay your balance down by visiting the
Front Desk. This way, your balance is paid off before the charge goes to your credit card. The resorts have different protocols on what the balance is before it is charged to your card, so make sure to ask a Cast Member what that limit is when you arrive so you know to pay it down before it reaches that amount.
I hope this helps, Rebecca! Please let us know if you have any other questions.
Tabitha