Mickey and Minnie Statues in Front of Cinderella's Castle During Fireworks
  • On Nov 2, 2025
    Noah from FL Asked Please note that experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    Am I able to pay more than the 205 down payment to have a lower monthly on a annual pass purchase

    Hey Noah, 

    Welcome to planDisney! As an out-of-state Annual Passholder, I can only imagine how much time I’d spend in my happy place if I were a Florida resident. I’m so glad to hear you’re interested in an Annual Pass and taking advantage of the Monthly Payment Program offered to Florida residents. 

    I reached out to the Cast Members at Passholder Payment Services for details on how a larger down payment affects purchasing your Annual Pass with the Monthly Payment Program. Currently, the Monthly Payment Program requires a $205 down payment on your Annual Pass, subject to change. Your remaining monthly payment amount will be lowered if you choose to make a larger initial down payment. The exact amount of each payment will be specified in your Retail Installment Contract. 

    If you are purchasing your Annual Pass online, the website will only accept the $205 down payment. If you’d like to make a larger down payment, you must purchase your Annual Pass in person at one of the Guest Relations windows or the Disney Ticket Center at Disney Springs. Florida residents cannot purchase Annual Passes with the Monthly Payment Program over the phone at this time. 

    After you purchase your Annual Pass, visit the Passholder Offers, Perks & More page on the Walt Disney World website. Right now, you can see a preview of the Passholder-exclusive merchandise at Mickey’s Very Merry Christmas Party, drinks at Disney Jollywood Nights, and other limited-time Passholder offerings in Walt Disney World Resort. I’m not sure when your next visit will be, but I’m wishing I could take a trip just for the Joffrey’s Holiday Coffee Challenge! You can see a full list of Annual Passholder benefits and discounts in the My Disney Experience app under “The Passholder Buzz.”

    I hope this helps, Noah! Enjoy your year of magic with your Annual Pass! If you have any more questions, please send them our way at planDisney!

    Kaitlin
thumbnail image for Kaitlin

Meet the Panelist: Kaitlin, Indiana

Hi friends! I'm Kaitlin, a wife and mom to two young boys. I can always be found with a list of the latest and greatest snacks and treats at Walt Disney World, and sometimes I'm even willing to share those snacks with my family. In the meantime, I'm here to help answer your questions about your vacation to Walt Disney World Resort!  Learn More About Kaitlin

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